Green Cards (For Customers travelling to the UK & Northern Ireland after 29th March 2019)

In the event of a ‘No Deal Brexit’, you will be required to possess a Green Card for driving in a Non-EU country (UK – Northern Ireland).

If after 29th March 2019, a ‘No Deal Brexit’ is in place and you are driving in a Non- EU country (UK – Northern Ireland), you will need to have in your possession a Green Card which confirms that you are driving an insured vehicle.

Please contact your Account Handler at Wexford Insurances on 05391 22466 in the event that you are planning to drive in the UK (including Northern Ireland) after 29th March 2019 and we will arrange a Green Card for the purposes of your travel.

Posted in Business Insurance, Equestrian Insurance, Haulage, Insurance News, Motor Trade, News Blog, Personal Insurance | Comments closed

STATUS ORANGE Weather Warning

South to Southeast gale to storm force winds developing this evening and tonight on all Irish Coastal Waters and on the Irish Sea with winds veering South to Southwest early tomorrow.
Winds of up to 130kmh are set to batter the country as Storm Callum becomes the latest to reach Ireland – and could pose a “risk to life and property”, according to forecasters.
TIPS: Don’t get caught out if Severe Weather Strikes, from the RSA
If Severe Weather Strikes!
Before setting off on a journey check to see if there are any problems on your intended route.
Here are some useful links:
● Visit the Department of Transport for updates on Public
● Tune in to your local radio station(PDF) to get latest
updates in your county
● Check the weather at Met Eireann
● For updates on conditions on Motorways and National
roads visit the TII website
● Check the Garda website for travel warnings
● For update on the latest traffic news visit the AA ●
Roadwatch website
● Check for live weather and Garda updates as you travel
– but remember not to use your phone while driving
Check your Local Authority website for updates
Is Your Journey Absolutely Necessary?
In extreme weather conditions you should ask yourself if making a journey by road is absolutely necessary? If it is not you might consider delaying your trip until the weather and road conditions improve. If using the roads in such conditions is unavoidable be prepared. The golden rule is to drive, cycle or walk with care and caution and expect the unexpected.
Is Your Vehicle Ready for Winter?
As the saying goes ‘Prevention is better than cure’, so take some time to prepare both your vehicle and yourself for the challenges of winter driving. Don’t get caught out when severe weather strikes.
Your first step should be to get your vehicle serviced to ensure it is fit and safe for winter driving. Secondly you should carry out regular checks on the vehicle.
You should:
● check for wear and tear on wiper blades and replace them as soon as they start to smear rather than clean windows
● keep tyre pressure at the manufacturer’s recommended level and check you have at least 3 millimetres of tread depth
● check that your spare wheel is in good condition and is fully inflated. Some cars may have an inflation repair kit instead of a spare wheel. Make sure that you know how to use it
● make sure all vehicle lights are working and clean and
● top up with anti-freeze and screen wash
Be Seen to Be Safe!
When out cycling or walking, especially in rural areas, high visibility reflective clothing and lights are the only way to stay safe when out on the roads.
A vehicle has a greater chance of seeing you during dark winter days and nights if you wear something reflective and carry a torch. In turn cyclists should make sure their bikes are fitted with front and rear lights.
As children make the journey to school often in the dark, parents really need to make sure their child can be seen. If walking or cycling to school, especially in rural areas they need to wear reflective clothing. If your child gets the bus to school, please make sure they wear reflective clothing so they can be seen at the bus stop. Don’t leave them standing on the side of the road in the dark to wait for a bus!
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10 Reasons for increases in motor insurance premiums



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Win 1st Prize “Berney Saddle worth €800” or 2nd Prize “two tickets to the Wexford Festival Opera 2015” from Wexford Insurances at the Dublin Horse Show 2015

See Terms and Conditions Here

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Competition Terms & Conditions

Win 1st Prize “Berney Saddle worth €800” or 2nd Prize “two tickets to the Wexford Festival Opera 2015” from Wexford Insurances at the Dublin Horse Show 2015

 Competition Terms and Conditions


The “Win 1st Prize a “Berney Saddle worth €800” or 2nd Prize “two tickets to the Wexford Festival Opera from Wexford Insurances at the Dublin Horse Show 2015” competition can be found “HERE”


Your details will not be given to or used by any company other than Wexford Insurances.


“Win 1st Prize “Berney Saddle worth €800” or 2nd Prize “two tickets to the Wexford Festival Opera 2015” from Wexford Insurances at the Dublin Horse Show 2015” is a promotional competition run and managed by Wexford Insurances.


All competitions run under by Wexford Insurances are solely managed and run by Wexford Insurances.  Wexford Insurances decision in relation to selection of prize winner(s) is final and no correspondence will be entered into.


The 1st prize will consist of a voucher to the value of €800 in favour of the competition winner which can be redeemed for the purchase of a saddle for Berney Saddlery, Templeshannon Quay, Enniscorthy, Co. Wexford, Ireland.  Telephone 053 9233230.  The size of saddle required will be arranged between the competition winner and Berney Saddlery.  Wexford Insurances reserve the right to commission at its’ own cost photographs of the competition winner collecting the saddle from Berney Saddlery for use at its own discretion.


The 2nd prize will consist of 2 tickets to Wexford Festival Opera plus Complimentary Glass of Champagne upon arrival!  A night at the opera at Wexford Festival Opera’s 2015 main stage production of comedy opera ‘Le Pré aux clercs’ on Monday October 26th 2015.
Based on a novel by Prosper Mérimée, Hérold’s opera comique was a runaway success in the wake of its triumphant premiere. Set during the French Wars of Religion, Le Pré aux clercs is a touching romance in which a young countess rebels against the suitor chosen for her by the King of France and hatches a daring plot to escape with her lover to Navarre.


Each entrant must be over the age of 18 years old at the time of entering the competition.

In the event of any dispute regarding the rules, conduct or the results of a competition the decision of Wexford Insurances will be final.


Competitions run by Wexford Insurances from or by any other means are not open to staff of Wexford Insurances.  Unless otherwise stated, competition entrants need not be customers of Wexford Insurances to qualify as the prize winner.


Prizes are non-transferable and will only be awarded to the winner.


No cash alternative will be awarded in lieu of stated prize(s).


If, due to circumstances beyond our control, a prize becomes unavailable Wexford Insurances and/or the promoter(s) reserves the right to substitute a prize of equal value.   Automated/bulk entries and entries from third parties are not permitted and will be disqualified.  Entries that are incomplete, or entrants who refuse to abide with the competition terms and conditions, will be disqualified.  The prize must be collected within 12 months of the competition closing date which is 09/08/2015.   The winner cannot alter the prize as described.   The winner will be drawn at random soon after the closing date. Entries must be received by the 09/08/2015.   Entries to the competition are only through the Wexford Insurances exhibition stand J30/J38B, Hall 4 at the Dublin Horse Show from August 5th – August 9th 2015.  Additional expenses not covered by the prize are the sole responsibility of the winner.


The winner’s name may be published on our website and/or other Wexford Insurances promotional material distributed by any means deemed acceptable by Wexford Insurances.  Use of a false name, e-mail address or phone number by a competition entrant will disqualify them from receiving any prize.   Unless otherwise stated, all taxes, insurance, fees and surcharges on any prize are the sole responsibility of the winner.   Where a prize is to be provided by a third party Wexford Insurances  accept no responsibility whatsoever for the supply or non-supply or purported supply or delay in supply of the prize, including without limitation, the failure of the winner to receive ownership of or use of the prize.   Where appropriate, prize winners are required to complete all applicable booking and/or other formalities directly with the specified third party provider(s).   Wexford Insurances reserves the right to change prize details without notice.  All competition entries must be received Wexford Insurances in the required format before the advertised closing date.   Neither Wexford Insurances nor its affiliated entities are responsible for printing or typographical errors in any materials relating to Wexford Insurances promotions; fraudulent, lost, late, misdirected, incomplete or altered entries; or entries which are processed late or incorrectly or are lost due to computer or other technical malfunction.   Wexford Insurances reserves the right to cancel, terminate, modify or suspend a competition and/or vary competition rules at any time without prior notice.   Neither Wexford Insurances nor its agents accept any responsibility whatsoever for any death, injury or other damage, loss, expense or liability arising as a result of taking a prize. Nor will Wexford Insurances have any liability or responsibility for any claim arising in connection with participation in any Wexford Insurances competition or any of the prizes rewarded.   Prizes not claimed within specified time limit will be deemed to have been forfeited and Wexford Insurances may dispose of such prizes without any liability to the winner Wexford Insurances reserves the right to disqualify any contestant for any reason whatsoever in its sole discretion.   Any person found to be in disregard of these rules will be disqualified automatically.   Participation in Wexford Insurances denotes acceptance of these terms and conditions and any additional competition specific terms and conditions which may be advertised.

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Wexford Insurances to exhibit at Dublin Horse Show in the RDS, Dublin 5th – 9th August

Wexford Insurances, provider of exceptional insurance cover for the equestrian industry in Ireland, are exhibiting at the Dublin Horse Show at Dublin’s RDS exhibition centre, 5th – 9th August 2015.

The Dublin Horse Show is one of Europe’s largest horse shows with over 1,500 superb horses on show, a prize fund of almost 1 million euro, one of the most glamorous Ladies’ Days in Ireland and a chance to sample some of the best food and shopping opportunities of the summer, the show has something for everyone…

Meet Wexford Insurance’s Specialist Equestrian Insurance team in Hall 4, Stand J30/J38B under the Guaranteed Irish umbrella.

Insurances team’s combined 50 years’ experience enables them to offer some of the most cost- Wexford effective and comprehensive equestrian insurance on the Irish market.  Over the past decade Wexford Insurances have managed a large portfolio of equestrian clients ranging from owners of single horses to private yards, training centres and multi-million euro stud farms.

The firm’s industry savvy staff possesses the knowledge and understanding to offer tailored solutions based on clients’ individual needs.

Finding the right cover is a sure thing with such a wealth of experience and knowledge to hand. Products on offer include Public and Employers liability insurance, Care, Custody & Control, Horse Lorry, Hunt and Farrier’s insurance.

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Wexford Insurances – Company Profile – The Phoenix

Wexford Insurances – Company Profile – The Phoenix

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Wexford Insurance Equestrian Press Release

3rd November 2014

 A stable partnership to provide exceptional cover for the equestrian industry in Ireland.

Wexford Insurances and FBD Insurance are set to be a galloping success for equestrian clients. The team’s combined 50 years’ experience enables them to offer some of the most cost-effective and comprehensive equestrian insurance on the Irish market.

Over the past decade Wexford Insurances have managed a large portfolio of equestrian clients ranging from owners of single horses to private yards, training centres and multi-million euro stud farms.

The firm’s industry savvy staff possesses the knowledge and understanding to offer tailored solutions based on clients’ individual needs. FBD, best known for their excellent products in the agricultural insurance sector, offer a mighty reputation and more than 40 years’ experience in the Irish market.

Finding the right cover is a sure thing with such a wealth of experience and knowledge to hand. Products on offer include Public and Employers liability insurance, Care, Custody & Control, Horse Lorry,  Hunt and Farrier’s insurance.

Gary Johnston director of Wexford Insurances, said: “We are confident the partnership between Wexford Insurances and FBD will prove to be a powerful force in the Irish equestrian insurance marketplace.” Michael Garvey, sales and marketing director of FBD Insurances, said: “We are delighted to partner with Wexford Insurances and look forward to working closely with them for many years to come.”

The new partnership is deemed to be a winner when it comes to equestrian insurance as FBD share Wexford Insurance’s best-value ethos and dedication to providing top-class comprehensive cover.

For more information or a quotation, contact account executive Gale Jordan on 053 9122466 or email

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Car Insurance in Ireland, what are your options?


Car Insurance in Ireland, what are your options ?

Wexford Insurances will always strive to supply you with the motor insurance policy that best meets your insurance and budget needs.

As insurance brokers Wexford Insurances take the work out of your search for the best Motor Insurance policy for the best price. It is likely you will have heard people saying that they got a great price for their insurance but this can be misleading. Unfortunately not all insurance policies are the same and in a lot of cases if there is a big difference in price then there is going to be a big difference in the level of cover the policy will provide. This is where Wexford Insurances excel, we know what different insurance companies see as important when setting the premium for each policy. This knowledge allows us to find the best possible level of cover and price for each client from the most suitable of the 25 insurance companies that supply us with Motor Insurance.

Types of Car Insurance available in Ireland:

Third Party Insurance –

This is the minimum level of cover required by law for any vehicle being driven on the public road in Ireland. Third Party Only covers protects’ you against any claim taken by a third party for damage or injury caused by the insured vehicle while it is being driven by the insured driver/s.

Third Party Fire & Theft Insurance

This type of policy covers your legal obligation for third party insurance as mentioned above and also will pay you a replacement value for the vehicle should it be stolen or written off due to fire damage.

Comprehensive Insurance

With this type of policy you will receive all of the cover mentioned above and also some or all of the covers below depending on which insurance company underwrites your policy:

  • Cover against theft of property from the vehicle
  • Some insurance companies offer personal accident cover for serious injury or death of the insured either as standard or as an add on to their comprehensive policies
  • Accidental damage to the insured vehicle.
  • Some insurance companies offer the use of a replacement vehicle while the insured vehicle is repaired after an accident.
  • Windscreen Damage. Most insurance companies will cover windscreen damage without deduction of excess or loss of no claims bonus.


Definitions of key words or phrases you may find in your insurance documentation, please refer to the relevant parts of the policy for details.

• Certificate of motor insurance – Evidence of the existence of motor insurance as required by law and which forms part of your motor policy.
• Emergency treatment fees – Payment for charges prescribed by the road traffic acts for emergency medical assistance following an accident involving a car which is covered under the insurance.
• Excess – The first amount you will have to pay towards the cost of a claim for loss of or damage to your car, whether or not the incident giving rise to the claim is your fault.
• Fire – Fire, lightning, explosion or self-ignition.
• Malicious damage – Damage caused to your car as a result of an intentional or reckless act by a person not covered by this policy.
• Market value – The cost, in the reasonable opinion of the insurance company’s motor engineer, of replacing your car with a car of the same make, model and pre-loss or damage condition, specification, mileage and age.
• Motor policy – The documents consisting of your statement of insurance, your policy summary, your motor policy book, your certificate of motor insurance and any Special terms and conditions in-force under the policy.
• No claims discount – The reduction the insurance will allow in your premium in return for not making a claim, or where no unrecovered payment is made to you or a third party.
• Period of insurance – The period shown in your statement of insurance and certificate of motor insurance for which the insurance company have agreed to cover you and for which you have paid or agreed to pay a premium.
• Personal Accident Cover – May be offered for an additional premium on some comprehensive car policies.
• Personal belongings – Property which is worn or used and capable of being carried with you in everyday life and which belongs to you or any passenger in your car.
• Policy Wording – Detailed information regarding all of the sections of cover that may apply to your insurance policy.
• Protected NCD – Your insurance company may allow you to pay an extra premium to protect against the loss of your no claims discount in the event of you making a claim.
• Road traffic acts – Legislation which includes details of the minimum cover for which motor insurance is required under “The Road Traffic Act 1961 as amended from time to time”.
• Schedule – The schedule is part of your insurance policy and contains details of the vehicle/s insured by the policy, drivers and driving covered, the period of insurance and the section/s of the policy wording that apply to your policy.
• Special terms and conditions – A change to your details which forms part of your motor policy.
• Statement of insurance – The document giving details of the period of insurance, your cover, the premium and the policy number. The statement of insurance includes all the information you provided when we prepared your quotation and forms the basis of your contract.
• Theft – Theft, attempted theft or the taking away of your car without your consent.
• Total loss – Where your car has been damaged beyond economical repair or it has been stolen and not recovered.


Factors Most Likely to Affect Your Motor Insurance Premium:

When you are applying for Motor Insurance there are a number of things that insurance companies look at when they are setting a premium to be charged;

  • Type of vehicle to be insured
  • Age of vehicle to be insured
  • Engine size of vehicle to be insured
  • The location in which the vehicle will normally be kept
  • Type of cover required (T.P, TPF&T or Comprehensive)
  • Class of use (Social & Domestic, Business or both)
  • No Claims Bonus or Driving Experience held by the insured
  • Number of Drivers
  • The Age and Driving Experience of Drivers to be Insured
  • Type of Driving Licences held
  • Confirmation of any penalty points held by the insured and any additional drivers

Important: Your insurance policy will be “written” based on the details that the insurance company receive from you. Any incorrect or missing information may lead to the insurance company not paying out for a claim. The insurance company may also have the option of repaying your premium and cancelling the policy from inception (it’s start date) should they become aware of any information that was falsely supplied or deliberately omitted by you. Under Irish law this will be seen as if the policy never existed and may lead to prosecution for driving without insurance.


What we will need to know when you apply for motor insurance:

  • Your name and address
  • Your date of birth
  • A copy of your driving licence front and back
  • Proof of your “No Claims Bonus” if any
  • Confirmation of any penalty points held by the insured and any additional drivers
  • Whether you have had any motor insurance claims or motoring convictions in the past
  • The name, address and date of birth for any additional drivers
  • A copy of each driving licence front and back for any additional drivers
  • Whether any additional drivers have had any motoring convictions in the past
  • Make and exact model of the vehicle to be insured
  • Year of vehicle manufacture
  • Estimate of present value
  • Engine capacity
  • Registration Number
  • Whether the car has been modified
  • Confirmation that the vehicle is registered in the insured’s name (in the case of a claim, proof of an Insurable Interest or ownership of the vehicle will be required, failure to provide this will likely lead to the claim being denied)


What we will need to know if you are changing your vehicle:

  • Year of make
  • Estimate of present value
  • Engine capacity
  • Registration Number
  • Date of Purchase
  • Whether the car has been modified
  • Date insurance of current vehicle is to cease
  • Confirmation that the vehicle is registered in the insured’s name (in the case of a claim, proof of an Insurable Interest or ownership of the vehicle will be required, failure to provide this will likely lead to the claim being denied)


What you need to know if you are driving your vehicle abroad:

To insure your current level of protection is maintained for travel to any other country outsideIrelandand theUK, you must let us know before the trip. We shall need to know the dates of your trip and the countries you shall be visiting. We will tell you if there is an additional premium and issue a Foreign Use Extension which may include your insurance company sending you:

  • Confirmation of the dates and countries to be visited
  • Claims procedure notes – what you should to do if an accident occurs while you are abroad
  • Accident statement form – so you know what information to collect at the scene of the accident
  • A list of Claims Settling Agents’ – so you know who to contact in the countries you plan to visit in the event of an accident


Green Cards are not necessary for travel in most European countries. For travel to a country which still requires a Green Card to be issued, this will also be included at no additional expense. You must remember to take your Policy and Certificate of Insurance with you.


It should also be noted that many motor insurance companies will only cover vehicle travel outside of Ireland and the UK up to the minimum legal requirement in the Country in which you are travelling. For example if some one in Ireland with comprehensive insurance is driving their vehicle in France they may only be insured up to the French minimum insurance requirement of Third Party Cover.

If you would like any more information please do not hesitate to contact our office.


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Setanta Insurance announcement 17/04/2014







We have been informed at mid-day on the 17/04/2014 that Setanta have declared they are insolvent and intend to enter the company into liquidation.

We wish to confirm your policy of insurance is in force and will remain so until such time as you receive an official cancellation notice direct from Setanta advising the date your policy will be cancelled from.

If for any reason during the liquidation process Setanta are unable to meet their liability in relation to claims, own damage claims and third party claims will be subject to The Insurance Compensation Fund and The Motor Insurers Bureau of Ireland respectively.

We will in the course of the coming days make every effort to contact you by telephone to discuss arranging an alternative insurer and to obtain your permission to do so.  We have been advised that cancellation return of premiums will not be guaranteed and will be subject to the liquidation process.


Please refer to the announcement made by Setanta on the 17/04/2014.  HERE

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