Self Build Insurance from as little as €900

 

Self Build Insurance

Are you are planning to build a new home or extend your existing one? Do you intend manage the build yourself? If the answer to both these questions is yes, then you may be interested in our “Self Build Insurance Policy” costing from as little as €900.

Managing your self build project is time consuming and with so many trades people working along side one another and deliveries of material being loaded/unloaded and moved around the site accidents can happen even with the best safety plan in place. Your responsibility for the site doesn’t stop when your workers go home, you also need to plan for people entering the site without your permission and issues such as theft, fire, storm or flood damage. As with many things in life the initial damage may only be the start of the story. Cleaning up and removing the debris and making the site suitable for repairs or reinstatement of any damage will all cost money that you may not have to spare. There can also be costs involved with any delays to the build moving forward and your trades’ people not being able to start or complete their work when they had planned.

 Our Self Build Insurance Policy will cover you against loss up to an agreed limit in the event of many of these risks under the sections below:

 •    Contract All Risks

      ○   Malicious or Accidental Damage (including debris removal) to the building during the course of
            construction

      ○   Malicious or Accidental Damage and Theft of site materials while stored securely  
                                            
      ○   Malicious or Accidental Damage and Theft of site equipment owned by the insured (up to a  limit of
            €7,500)

      ○   Malicious or Accidental Damage, Theft or Loss of use of hired in equipment (up to a limit of
            €10,000)

      ○   Existing structures on the site may also be included in the cover

 •     Employers Liability Insurance protects you against claims made by employees for injuries suffered
        while working on the insured site up to a €13,000,000

 •     Public/ Products Liability Insurance protects you against claims made by third parties for injuries
        suffered on the insured site up to a limit of €2,600,000

  • Each successful claim under the Contract All Risk section of the policy will be subject an excess of €650 and under the Public/Product Liability section of €750. Claims against the Employers Liability section are not subject to an excess.

If you would like more information or to get a quote for your specific needs please contact Wexford Insurances on 053 91 22 466 or LoCall 0818 31 30 30.

 

 

 

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