Cancer Cover Insurance for Women
Our Cancer Cover Insurance for Women plan helps take the financial and emotional pressure off you and your family following a covered cancer diagnosis. There’s no medical and we won’t hold your family history against you. As long as you have not had cancer before you are guaranteed to be accepted if you are aged 18–74 and resident in the Republic of Ireland. It’s that simple – we’ll even pay your first months premium. The Cancer Cover Plan pays up to €64,000. On diagnosis, there is an immediate cash payment, followed by income payments for 12 months, with additional payments after surgery and during hospitalisation.
Cancer Cover Insurance for Women is designed to help you when you need it the most. Of course, we can’t help you in the way medical staff can – but we can help you financially so you have one less thing to worry about and can concentrate on your treatment and getting better.
There are no restrictions on how you spend the money, it could help pay for child care, help around the home, and even the little things you take for granted like getting to the shops or the doctors. It can also be used to help pay your medical bills or on a relaxing holiday to help you recuperate.
There’s no medical examination, no awkward health questions and no exclusions due to family history. Claims can be made just 90 days after taking out your Plan.
Cover for seven female-specific cancers
- Cash payment direct to you of up to €32,000 on our Standard Plan
- Cash payment direct to you of up to €64,000 on our Double Cover Plan
- Guaranteed acceptance for women aged between 18 and 74* years and resident in the Republic of Ireland
- Care Advisory Service and Medical Helpline
- Cover regardless of your family’s medical history
- We will pay your first month’s premium
- FREE €150 Holiday Voucher
- Insurance provided by AIG Europe Limited
*Terms and Conditions available for persons outside this criteria on request
Cancer Cover Insurance for Women: Areas that are covered
1. Any malignant tumour characterised by the uncontrolled growth and spread of malignant cells and invasion of tissue in a primary site
3. Hodgkin’s disease
4. Carcinoma in situ of the breast
5. Malignant melanoma
6. Carcinoma in situ of any part of the body other than the breast
7. Skin cancer other than malignant melanoma.
(The day-case surgery benefit only applies to cancer 6 and 7)
This product does not cover;
1. cancers you have had before or those due to any pre-existing medical conditions
2. cancers diagnosed within the first 90 days of your policy
3. any tumours which are histologically diagnosed as pre-malignant
Please read the Policy Document for full details of all exclusions click here
Emotional support and sound advice.
As well as providing financial help when you claim, our Cancer Cover for Women Plan also provides emotional support and guidance through the Care Advisory Service.
- Unlimited access to a Personal Nurse Adviser by telephone for as long as you need help and support.
They can also commission for you:
- A home visit by a specialist nurse, or
- 5 telephone sessions with a specialist Cancer Nurse, or
- A course of complimentary therapy offering a more holistic approach to support your needs or
- A program of therapy or counseling for you and your family.
Your personal Nurse Advisor can pass on information about appliances and equipment or specialist clothing that you may need as well as advice on nutritional supplements. And, if you need it, they can provide details of local hospices and their policies and counsel you and your family. They can put you in touch with Support Groups or charities who help cancer sufferers so you can better understand your journey.
The following statistics are taken from the National Cancer Register of Ireland 2011 and make for alarming reading.
Between 2007 and 2009, an average of 29,745 cancer cases was registered each year. That’s approximately 50% more cancers per year than in the mid 1990′s.
This represents an increase of 12% from the annual average over the previous three year period 2004 – 2006. Of these, females accounted for 15,421 of the cancer cases and males accounted for 14,324 cases.
In the 2007-2009 period, breast cancer was, apart from non-melanoma skin cancer the most common diagnosis in women, making up 23% of all invasive cancers. The most common cancer in men was prostate cancer (21% of cases).
The number of overall cancer incidents reported in Ireland is high compared with other European countries. However, mortality for woman was 4th highest of the 29 countries listed on the link below while men were 21st highest.
Source: National Cancer Registry, Ireland 2011. www.ncri.ie
- cancers you have had before or those due to any pre-existing medical conditions,
- cancers diagnosed within the first 90 days of your policy.
- any tumours which are histologically diagnosed as pre-malignant