Insurance Wexford

Insurance in Wexford

For car or home insurance, commercial or motor trade insurance, Wexford Insurances will give you expert advice and a reassuringly personal service

For Commercial clients we can offer cover for a wide range of businesses, from simple package solutions for Shops and Offices (among others) to completely unique and tailored solutions for much larger enterprises.

Personal insurances are expertly catered for with a range of options for Motor, House (Buildings, Contents or both) Travel, Caravans and Rented Properties.

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Welcome

Welcome to Wexford Insurances Limited's web site

We are a leading Insurance Intermediary
based in the South East of Ireland.

We provide a superior level of client service and offer a full range of insurance products tailor-made to the exact requirements of Businesses and Private individuals.

Company Overview

Established in 1995, our business has been built upon providing exceptional service, advice and support to all of our clients.

From modest beginnings we have developed into one of the South-East's leading insurance brokerages. With a renewed commitment to service, quality and low premiums we have doubled in size over the last four years.

Experience Counts

With 10 Years experience, we provide expert advice and a reassuringly personal approach to both commercial and personal insurance. For Commercial clients we can offer cover for a wide range of businesses, from simple package solutions for Shops and Offices (among others) to completely unique and tailored solutions for much larger enterprises.

Personal insurances are expertly catered for with a range of options for Motor, House (Buildings, Contents or both) Travel, Caravans and Rented Properties.

Expert Advice and Support Whenever it's Needed

Our assistance exists both at the outset and also throughout the term of any policy. If you require advice upon which policy is best for you, or upon making changes to your policy, you can be sure that we will be there to help.

We'll also provide assistance when things go wrong. If you need to make a claim on your policy our dedicated staff will be responsible for ensuring that you receive the best advice to ensure that it is handled quickly and efficiently.

Further Information

For further details on any aspect of our business or to discuss your individual requirements, please feel free to contact our office.

Our company is a member of the Irish Brokers Association (IBA) and the Brokers Federation of Ireland (BFI).

Personal Insurance

Protecting your personal possessions and property is easy if you select one of our range of Personal insurance policies.

Each one is designed to offer you the maximum cover at the most competitive price, leaving you safe in the knowledge that your most valuable possessions are fully protected.

Motor Insurance

For most of us our car is essential to the smooth running of our day to day lives. We can help you to insure it with a range of cover options, a speedy claims service if things go wrong and extremely competitive premiums too.

House Insurance

Your house is more than likely your most expensive asset. With this in mind it makes sense to ensure that you have it insured correctly.

We have cover options for houses both large and small. We can cater for houses with high contents values, and your valuable possessions can be covered as well. Above all, only a few details are needed to obtain a competitive premium.

The Next Step...

We know that we have a policy capable of meeting your needs. For further details on any of the personal insurance policies that we offer, please contact our office.

Commercial Insurance

Our business is to ensure that your business is protected by the very best insurance cover.

We have tremendous expertise in the Commercial insurance market. Commercial insurance currently represents more than 80% of our annual turnover.

Our Commercial Service

All of our Commercial Clients receive the following:

Personal Service Competitive Premiums
Expert Advice Wide Cover
Free Quotations Prompt Claims Service
Annual Sums Insured Analysis

Types of Businesses that we can Cover

We are able to obtain cover for most businesses, both large and small. Certain types of business will benefit from policies which have been designed with a particular type of business in mind (e.g. shops, offices etc). We can offer a number of such policies, each customised to your own requirements.

Larger businesses or businesses falling outside of the scope of those policies referred to above will require a bespoke Commercial policy. This type of policy will be tailor made to your own business requirements.

As a general guide, cover can be arranged for businesses within the following list. Please note that we can provide cover for businesses outside of those listed below, please contact our office for further information.

Commercial Vehicle / Fleets Employers Liability
Shops Public Liability
Offices Product Liability
Hairdressers & Beauty SalonsProfessional Indemnity
Hotels & Guesthouses Computers
Surgeries Engineering
Pubs & Wine Bars Special Services
Restaurant & Takeaway Goods In Transit
Residential Property Owners Farms & Farm Vehicles
Commercial Property Owners

Our Flexible Approach

All of the policies that we offer can be adjusted at any time to reflect any changes in your business. Simply contact our office to discuss your requirements and we will ensure that any necessary changes are carried out.

You should be aware that some amendments may affect the insurance premium charged by your insurance company either by way of a refund or additional premium.

The Next Step...

Whatever type of business that you have we will be happy to discuss your requirements with you and to provide you with a free, no obligation quote. To obtain further information on our commercial insurance services please contact our office.

Motor Trade Internal & Road Risks

Designed for the needs of all facets of the Motor Trade from the small specialist repair workshop to the large modern and fully equipped main dealer.

For Internal Risks, we recommend "All Risks" cover, but all other covers are optional.

Road Risks cover can be insured in addition to Internal Risks or separately on its own.

Summary of Cover

All Risks

Buildings, Contents and Vehicles
Vehicles left in the open overnight
Glass

Business Interruption

Declaration Linked Basis
Denial of Access and Suppliers Extension available
Option to insure Book Debts

Goods in Transit

Own vehicles whilst carrying components, accessories or tools
The vehicles being transported on a vehicle or trailer

Money

Cash in transit at own premises and at employees homes
Extension available to include Damage to Safes, Clothing and misuse of Company Credit Cards.

Personal Accident (Assault)

Capital Benefits, Temporary Total Disablement and Temporary Partial Disablement
Victim Support Extension for Professional Counselling of employees following an incident.

Wrongful Conversion

Subject to check with HP Information Limited

Employers Liability

Indemnity €13,000,000 inclusive of costs

Public Liability

Bodily Injury and Property Damage Limit automatically set

Products Liability and Defective Workmanship

Goods or Vehicles not of Merchantable Quality
Damage to own Vehicles arising from Defective Workmanship

Engineering

Inspections - Statutory, Periodic or Special
Material Damage on Specified Machinery or All Machinery basis
Business Interruption

Frozen Foods

Deterioration of food in Freezer Cabinets

Computers

Cover is available for All Risks
Residual Breakdown
Loss of Information
Increased Cost of Working

Road Risks

Comprehensive, Third Party, Fire and Theft or Third Party cover
Named Drivers or Any Driver
Friends/Family for pleasure use
Demonstration Cover
Loan/Hire of Vehicle to customer when own Vehicle being repaired
Comprehensive Cover can include Windscreen Cover
Third Party Injury Indemnity Unlimited
Variable Excesses

To obtain further information on our commercial insurance services please contact our office.

Claims

It is only when things go wrong that you realise the true benefit of a quality insurance policy backed by quality service.

We have years of experience in helping clients resolve claims quickly and efficiently.

If you need to make a claim on your policy we will ensure that you receive all the help, reassurance and assistance that you need, at every stage of your claim.

We're Here to Help

Remember, we are here to help you. If you require assistance with your claim then please do not hesitate to get in touch.

We have dealt with literally thousands of claims. What is a one off occurrence to you is an everyday occurrence to us.

A key part of the service that we offer is advice and support at the time you need to make a claim. Make sure that you utilise that service by asking us for help and advice whenever you need it.

3 Steps to Quicker Claims...

A few simple and basic measures taken at the time of an incident can help to significantly speed up the processing of claims on your policy. Follow our 3 step process to speed up your claim:

1. Obtain as much information as possible straight away.

Often it is the collection of relevant information that takes the most time. Gather together information such as:

the date and time of the incident
who, or what was involved?
what was the cause of the incident?
where did the incident occur?
were there any witnesses / people with knowledge of the circumstances?
- if so, obtain / record their names and addresses
for motor accidents, obtain names and addresses of drivers, registration numbers and make/model of cars, insurance company details - name of company, policy number (if possible), the exact location/date/time. Do not admit liability at the scene of an accident- you may invalidate your insurance policy. Instead, if you believe the accident is your fault, simply state that you cannot comment upon liability, the matter will have to be referred to your insurers.
for damaged items, when was the item purchased - find the receipt (insurers often ask for this), how much did it cost, how much would it cost to replace/repair - obtain 2 estimates.

There are other circumstances that will other information but the above is a good guide as to the types of general information that, if obtained at the outset can help to simplify and speed up the processing of your claim.

2. Notify us of the incident

You can contact our claims department in the following ways:

By Post: 86 South Main Street, Wexford
By Phone: 053 9122466
By Fax: 053 9123920
E-mail: info@wexford[remove this insert before emailing]insurance.com

In certain cases, a claim form is required. If this is the case, we will forward one to you as soon as we are notified of the claim.

3. Leave the rest to us

We'll let you know what else we need and if necessary, instruct the appropriate engineers or third party Companies to deal with various parts of your claim.

Links

We are members of:

The Irish Brokers Association
The Brokers Federation of Ireland

Also, here are some other web sites that you may find useful:

The Irish Insurance Federation
The representative association for insurance companies in Ireland
The Financial Regulator
Responsible for the regulation of all financial services firms in Ireland
The Financial Services Ombudsman
Independent settlement of disputes between personal policyholders and their insurance companies
The Personal Injuries Assessment Board
Statutory body that provides independent assessment of personal injury compensation for victims of Workplace, Motor and Public Liability accidents

Contact Us

If you would like further information or have any other queries, please contact us.

Address

86 South Main Street
Wexford

Telephone / Fax

Tel:  +353 53 9122466
Fax:  +353 53 9123920

Email

info@wexford[remove this insert before emailing]insurance.com